Commercial Collections

An unpaid invoice is a business problem until it becomes a legal one, and the difference between collecting and writing it off is usually how fast and how credibly you press. Hank has collected commercial debts for businesses for 29 years, and Hank starts by telling you what a debtor can pay, because a judgment against an empty pocket is an expensive trophy.

Most collections open with a demand that carries a consequence behind it, because a debtor who has ignored three statements pays attention to a lawyer who is ready to sue. When the demand goes unanswered, Hank files suit on the contract or as a sworn account, a Texas procedure that lets a creditor recover on an itemized, unpaid business account and shifts the burden to the debtor to deny it under oath. In the right case he pursues prejudgment remedies, garnishment or attachment, to secure the money before a debtor puts it out of reach.

Collection is a numbers decision as much as a legal one. Hank weighs the size of the debt against the cost of suit and the odds of recovery, and settles for a structured payment or a discounted lump sum when that beats years of chasing a judgment. When settlement isn't possible, he takes the case to judgment and stands ready to enforce it, because the judgment is the beginning of collection, not the end.

Hank has recovered on unpaid contracts, promissory notes, open accounts, and construction balances for businesses across industries, and has defended companies a creditor pursued too aggressively. Every engagement works toward the same result, the largest recovery the debtor can pay, in the shortest time the law allows.